It’s easy to apply for the pawn car title loan online. As long as you have all the documentation required, approval can come in less than one hour and you could have your cash in hand in just a few hours. Required documentation includes original title, registration, driver’s license, social security card, most recent paycheck stub, proof of full coverage insurance, home phone bill, cell phone bill, utility bill, list of references, and contact info for your landlord or mortgage company. You can use a pawn car title loan for urgent debts, home and car repairs, medical bills, dental procedures, student expenses or any other urgent need. As long as you pack back the loan responsibly it can be hugely beneficial.