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the price of term life insurance is lower than permanent life insurance. Much, much lower! The low cost of term life insurance and the ability to get it quickly and easily…even without a medical exam—these are the reasons why many insurance agents advise that you “buy term and invest the rest”—buy term life insurance for the affordable protection it offers. Then, to make the rest of your money grow, invest in other forms of insurance, or invest in stocks, real estate, or other risky but potentially profitable investments…but only—only—after you have protected your family with term No Exam Life Insurance.